The XRPL and Stellar blockchains use the concept of accounts. To open an account on XRPL you need to deposit at least 10 XRP, while the minimum on Stellar is 1 XLM. When you open an account, these funds are reserved and remain unavailable for withdrawal. For example, if you deposit 30 XRP, 10 XRP will be reserved for creating an account, and the balance will show 20 XRP available to spend.
What does "Account is not created" mean in the XRPL/Stellar wallet?
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