The XRPL and Stellar blockchains use the concept of accounts. To open an account on XRPL you need to deposit at least 1 XRP, while the minimum on Stellar is 1 XLM. When you open an account, these funds are reserved and remain unavailable for withdrawal. For example, if you deposit 10 XRP, 1 XRP will be reserved for creating an account, and the balance will show 9 XRP available to spend.
What does "Account is not created" mean in the XRPL/Stellar wallet?
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